|Melody Stevens Realty, LLC|
Melody Stevens Realty, Real Estate Guides
One of the early steps in buying a home is to realize that there are so many resources available to you. Your number one resource is a Realtor who can point you to any and all other resources that will make your home buying experience a pleasant one.
As a general rule, you should be able to use this checklist in order to prepare yourself to be a homeowner while understanding there are minimal costs involved to LOOK for a home. Often we find young or first time buyers have an inaccurate idea of the home buying process. Therefore, they postpone decisions based on what they "think" they know. Please review our checklist and if necessary, use the contact information at the lower left to reach us anytime. The consultation is free.
Things you need to do to prepare yourself as a buyer.
1. Maintain Good Credit.
2. Maintain continuous and detailed work history.
3. Take the time to pre-qualify.
The prequalification step is an important one to your Realtor as well. It insures them that you are serious about buying a home and are not interested in wasting their time without knowing your abilities to perform. Realtors value their time just as you do yours.
A very serious home buyer may even consider moving so far ahead as to be pre-authorized for a loan in addition to being pre-qualified. To find out more, ask your Realtor.4. Commit yourself to a Realtor - At this point, hopefully you are already committed to a Realtor who has referred you to a reputable loan officer. They really do know best in this regard as they work with loan officers and bank agents as a profession. They base their knowledge on experience and in a sea of loan officers and cut rate programs, it is experience that counts. What does it take to commit to a Realtor? Tell them simply, "we want you to be our Realtor".
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